The period when people can enroll in a health insurance plan for 2018 through the Affordable Care Act ends Dec. 15, 2017.
Outside the open enrollment period, you generally can enroll in a health insurance plan only if you experience certain qualifying life events, such as getting married, having a baby or losing other health coverage.
Job-based plans may have different open enrollment periods, so check with your employer.
You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year.
The current open enrollment period is shorter than in previous years, so people need to shop and compare the plans available to them as soon as possible, according to Janet Wanek, Dunn County Family & Community Wellness Agent. Those who don’t select a plan by Dec. 15 will be re-enrolled automatically in their current plan or a similar one if that plan has been discontinued.
Here are some tips for enrolling through the 2018 Marketplace:
• Go to www.healthcare.gov to get a quick overview of the Marketplace.
• Make sure you have everything you need before you apply. Gather the following items now so you won’t need to log in or call back several times to complete your application:
o Information about your household size
o Home and mailing addresses of everyone for whom you are applying for coverage
o Social Security numbers and dates of birth
o Employer, income information and how you file your taxes
o Estimate of what your income will be in 2018
o Policy numbers of current health insurance plan
o A completed “Employer Coverage Tool” (available at HealthCare.gov/downloads/employer-coverage-tool.pdf)
• If you already have 2017 Marketplace coverage, review your current application to make sure it’s up to date and report any life changes.
• Know what you’re looking for in a plan before you apply.
If you have questions, call 1-800-318-2596 or find someone locally at localhelp.healthcare.gov who can assist you.
Source: Carrie Johnson, NDSU Extension Service personal and family finance specialist, 701-231-8593, email@example.com
Medicare Part D Open Enrollment Ends Dec. 7
Janet Wanek, Family and Community Wellness Agent in Dunn County along with NDSU Extension Service and Coal Country Community Health Center in Killdeer is hosting an open enrollment for individuals 65 or older or those on Medicare who want to review their Medicare Part D (prescription drug) plans. Every year it is encouraged for individuals to review their Part D plans to ensure they get the most cost saving plan to cover prescription drugs. Call to schedule an appointment for the open enrollment event in Killdeer, ND at Coal Country Community Health in Killdeer, ND on November 29 or to meet up with Janet Wanek at the Dodge City Hall on December 1. Call 701-764-5593 to set up appointments.